Personal Loans

We can lend you money with a Personal Loan so that you can buy many things such as a car, a boat, a TV, furniture or maybe a washing machine.

A Personal Loan allows you to access a certain amount of money without having to save the whole amount first. You then repay the loan amount plus interest over a fixed period of time.


• Personal Loans can only be used to buy goods from a third party (a shop or a car yard for example).

• Personal Loans will normally be limited to a maximum of $5,000.

• The maximum term of a loan will normally be 2 years.

• Your pay must go into your TCU account and you must save regularly for three months before being considered for a loan. Depending on the amount you want to borrow, you must save 10% of the loan amount. This means you will need to establish a savings history.

Refer to our Terms and Conditions – Personal Loans brochure and Interest Fees and Charges Brochure – Personal Loans for full details.

Refer to Annual Reports and other Regulatory Disclosures for Product Target Market Determinations.